Why do these silly mnemonics work?

One month into my first official year of medical school, I find myself wondering: Why do all these silly medical mnemonics work? I suppose some relate to the subject at hand:

"So long to pinky, here comes the thumb."

But others have nothing to do with the subject, and you'd think it would take just as much effort to remember what it's supposed to be helping you remember:

"Never let my empire burn"

"Suzy Taylor loves sex and pot"

"Cadavers are dead people"

"Randy Travis drinks cold beer"

And yet, I doubt I'll ever forget what these stupid little phrases helped me remember.

If you can think of any more to add, post them in a comment - I am on the lookout for the most ridiculous mnemonic ever (bonus points if you know what any of mine mean without using Google, and double bonus points if you caught and laughed at my stupid pun. I'm not sure what bonus points from me are worth - probably less than a Schrute buck).

Overheard in the Ward

You may be familiar with the blog "Overheard in the Ward." Here's the Anderson version. The following conversation occurred during our service today:

Becca: I'm cold.
Tom (putting his arm around Becca): Wow, you are cold. You're stealing all my heat! You're a joule thief!!
[uncontrollable laughter]


We really should set a better example for the kids...

30 Presents for my 30th Birthday!

My 30th birthday began with Becca getting up very early on a Saturday morning. I could tell she was cooking something while I slept in, but the real surprise was that she had invited tons of friends over for a birthday breakfast buffet! How exciting! We were able to pack ~30 people into our little house for the brithday breakfast bash. The twist was that people had to deliver a singing telegram for their breakfast.

The awards for the singing telegrams are:

1st Place: Tanner and Carli Warnick. Title: "Tom, Tom you are the bomb!" Tune: "Praise to the Man" I wish I could remember all the words, but the best part was the chorus, where they alternated saying my name over and over for the ENTIRE CHORUS!! I laughed. A lot. I particulalry liked this one because my students at BYU used to call me "Tom the Bomb." :)

2nd Place. The Nyes. I will give this one in its entirety. "Happy Birthday to you, happy birthday to you, you look like Napoleon Dynamite, and you act like him too."¹

3rd Place. The Hills. This one was to the tune of "Popcorn Popping on the Apricot Tree." And it was awesome. I would love to have the words (hint, hint). On a different note, I found this awesome video while searchign youtube. Mormons are so silly sometimes....

Thanks to everyone who came and sang and ate. I thoroughly enjoyed all the singing telegrams. Starting the day with good friends and good food was the perfect way to start the day! I missed all who couldn't make it. You're welcome at our house for breakfast anytime, though, so come on over, and I won't even make you sing!

As many of you know, Becca also planned 30 presents for my 30th birthday. And here is the full list:

1. Big homemade breakfast
2. Birthday breakfast buffet bash
3. Raspberry Almond M&M's. Yum.
4. Toenail clippers (don't ask, it's a "long" story)
5. Eclipse gum
6. Reese's Dark Chocolate Peanut Butter Cups (AMAZING!)
7. A pint of Ben and Jerry's "Half Baked." Best. Ice cream. EVER.
8. Two Pilot G2 05 pens (my favorite!)
9. BYU Choirs Eric Whitacre CD
10. Rachmaninov's Complete Preludes (Alexis Weissenberg)
11. Reeses' no bake dessert bar mix
12. "SparkCharts" Anatomy Review Sheet
13. Swedish Fish
14. Florida St. Univ. fitted cap! Don't worry, I got a BYU hoodie and cap for Christmas.
15. Rick Steve's Germany travel guide (we're hoping to celebrate Christmas in Germany with my brother's family)
16. Nicholas Nickleby by Charles Dickens
17. Symphony bar with toffee and almonds
18. Twix
19. Bath sheet
20. Oven mitt
21. A button down shirt
22. A long sleeved maroon shirt
23. Chocolate Marshmallow Mateys
24. Cinnamon Squares (similar to Cinnamon Toast Crunch!)
25. Reese's chapstick
26. A coupon for cessation of a particular annoying habit that shall remain unamed...
27. Shaved legs (hers, not mine)
28. Dinner at Bayern Stube german restaurant in Gibson City. Sooooo good!
29. A forthcoming trip to see "Beauty and the Beast" the broadway musical
30. A night to remember ;)

It was pretty much the best birthday ever! I wish I had some videos of the awesome singing telegrams, but people wouldn't let us record them! I must say that I'm impressed with Becca's list of presents. I quite enjoyed all of them, and I'm particularly impressed by #26, which I am pleased to report has been quite a successful endeavor on Becca's part. I know all you curious minds out there want to know about this mysterious habit, but, seriously, do you really want that much insight into our relationship? Instead, it will be much more fun if you all guess what it is in the comments. Go.

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¹ A week later Julie Nye wrote the following on my facebook: "Today Zach told me that I shouldn't call you a Lamanite. After some questioning I figured out that he was talking about the Napolean Dynamite song. He said, "Yeah, he's not a dynamite either." He also said that you're not an old man (apparently someone at your party said that-one of my mom friends he said) because old men don't have very much hair."

Zach even sang his own song to me. Apparently I look like a cat and I act like one too. But I like cats, so it's all good. Zach, you are one of the funniest kids I have ever met!

My 31st Birthday!

Tom planned my birthday this year! What a treat that was. No coming up with a theme, or sending out invitations, or wondering if I have enough friends who will actually show up to my party! No, it was all on Tom. And I think it was a relief. I have been taking on way too much lately and I got to tell everyone that I couldn't do stuff that weekend because of Tom! I think that was the best present of all.

But there were other presents that would rank almost as high as that! Tom planned a surprise weekend trip to Chicago. He didn't have his usual Friday night group meeting and so we left Friday night and stayed at a motel close to the temple. And then we got to sleep in before we went to the temple. After the temple we checked out of our motel and then drove downtown to the Omni All-Suite Hotel on Michigan Ave. Yes, a four star hotel! I've never stayed in such a fancy place. So fancy the gum in the mini bar cost $1.50, even though right on the package it says to charge $0.35. And then we went to lunch at the Grand Lux Cafe. And then we went window shopping because we are too poor to buy anything on Michigan Ave ($200 for a necktie?). After that we got dressed up and went to the Chicago Symphony. Quite Enjoyable! It was fun to walk down Michigan Ave looking as fancy as I could come up with! After the symphony we stopped in the Ghirardelli Chocolate store and ice cream shop. I had a fantastic dark chocolate sundae for my birthday. Then we stopped at a drugstore and bought a big bag of chips that was the same price as the small bag of chips in the mini-bar so I could have something from the mini bar, but not for the price. And then we fell asleep in the wonderful pillows that I loved sinking my head into! We then got to sleep in again. Once we got ready for the day we drove to Ed Debevics and had a good burger that I had been craving all week. They are supposed to be rude, but I didn't let them be that way. It was my birthday gosh darnit! Then we ended up at the Art Institute of Chicago which was having Free February. I'm not that big of a fan of Art Museums, but I did get to see that big painting, A Sunday Afternoon on the Island of La Grande Jatte, which I do like. After the art museum we went to Gino's East and had deep dish pizza which I like much better than thin crust! And then we had an enjoyable drive home, stopping to get blizzards for my birthday treat. Tom almost took me to Fogo de Chao, because I love meat so much! But we were not wanting to spend so much on a meal we were really too full to eat. So we will save that for another time. When Tom told me how much that restaurant costs I actually gasped! I was quite flattered though that Tom would want to spend so much on me!

So for presents this year I got Taylor Swift's new Platinum Album, "Fearless", The Office-season five, my favorite Silk 'n Shine Blistex lip balm, Till we have Faces by C.S. Lewis, and an old map of Europe. I love that one! We are going to frame it and put it in a framed collage with my other pictures from Europe.



Tom knows me so well. I had such a wonderful, relaxing time and it was really hard to come back to my real life.

The Circle of Life...Interrupted

Recently I've been keeping track of our own little "Joanny Saggy" hanging outside our window. Today it came out of its chrysalis and was a beautiful monarch butterfly. Yesterday I noticed there was a praying mantis also and I thought, "How wonderful, I don't see those very often." But then it went away. Today I saw it again hanging around the butterfly and I started to wonder if it was planning on eating my butterfly that I've been waiting to see. So I did some research and sure enough, praying mantises eat butterflies! I made Tom get a cup and take away the praying mantis! I know you are not supposed to help a butterfly out of its chrysalis because that is how it gets strength and if you help it, then it will die because it will not be strong enough to fight off predators or fly away. I hope I didn't make it weaker by taking away its first predator! But I just couldn't see all my hard work waiting around for it being wasted on that praying mantis!

The praying mantis "preying" on my wonderful butterfly!

It had to happen "Sooner" or later...

The first big upset of the season: No. 20 BYU over No. 3 Oklahoma. Need I say more?

Just in case you missed it, check out the highlights here. And for all you Cougar fans out there, I embedded the Cougar Fight Song below, so you can rise and shout one more time and salute the Cougars for the amazing game they played tonight!

Helmet stickers go to Max Hall for playing like the veteran quarterback he is, the young offensive line for handling a fierce OU D-line, and the BYU defense for their aggressive play against a brutal running game and a Heisman Trophy winning quarterback, keeping both in check most of the night.

**UPDATE**
BYU is ranked number 9 in the week 1 AP rankings and number 12 in the USA Today rankings!!

GIRL'S CAMP!!

The thing I love most about my job is I can do whatever I want during the summer! One of the highlights of my summer is getting to go to Girl's Camp. Part of my Stake YW Presidency responsibilities is being the Girl's Camp Liaison which means I get to help plan girls camp! This year I got to plan it with 3 women who I completely love and admire! They are amazing in every way, shape and form and each brings specific talents that really help Girl's Camp be the success it is each year.
So this post is going to be really long. But, if you are a camp director or ever will become one, there are a lot of good ideas here so I highly recommend reading all about our adventures. (Those of you in the Champaign stake, we are looking for a new stake camp director so pay attention!)

The theme for Girl's Camp this year was "Partakers of the Gift". I thought it was such a wonderful theme that really helped bring everyone together.

We camp at Camp Drake, which is a boy scout camp, so we have a dining hall, a pool, archery and shooting and toilets. There are cabins there, but our girls sleep in tents and they do have to cook some of their meals in the campsites. But thank goodness they do not have to dig their own latrines!

Monday: Arrived and quickly set up camp. Then off to a service project. The Young Women were clearing trails and cutting down trees and hauling wood. It was a wonderful sight to see them all working so hard. Then we had fire building with a little competition thrown in there. Each campsite had to build, start, and sustain a fire long enough to burn through some rope. One of the young women in my ward was so intense about getting her fire roaring she almost suffered burned hair and shoulders as she knelt down to blow air into the fire. After dinner, taco salad, we had this awesome activity called the Amazing Race where each campsite had to go to seven different stations and choose between a mental or a physical challenge. Then they had to work together as a group to get through that challenge. At the station I manned they had to choose between collecting enough kindling to build a 1 foot high pile or they could create a monthly budget. It was awesome to see the groups that chose the budget really start thinking about all the things they will have to spend their money on once they graduate high school. Then we had our traditional Monday night party. This year we decided on a birthday party theme to go along with gifts. We had a pinata and a pin-the-nose-on-the-clown. There was also music and dancing and a wonderful birthday cake for dessert. There was also a limbo contest. Good, clean fun!

Forging the trail!

Me doing service

The fire building competition!

Our leader skit involved us searching for and finding our hidden talents. I found I was smart! ("S-M-R-T")

Pinata at our party!








Tuesday: The goal was to cook all day in the campsites. After I gave a devotional about the gift of repentance everyone went back to their campsites and made omelets in a bag and bacon for breakfast, but a mighty rain storm came in and made it pretty impossible for them to cook lunch in their sites. So all the young women came to the dining hall and we had a great scripture study and then we had first aid certification. After lunch, sub sandwiches, they had their stake craft, which is my anti-gift, so I did not do. But they made cute gift boxes reminding them of things they have received as gifts in their lives. After the craft we saw sun and everyone had free time. I had an awesome nap! The girls were able to cook in their sites for dinner and made foil dinners. The food at camp is so good! After dinner we joined together at the arena for our opening ceremonies. For certification this year we had an Olympic theme with some competitions. Each campsite had to come up with a flag and cheer/jingle. So we had the parade of flags and presentation of the campsites. Then for the Opening Ceremonies entertainment we had an awesome girl band called "Out of Sync" comprised of the stake camp directors and myself. We lip-synced and danced to three songs. The best: "Dancing Queen"; our prop: shovels. We completely lived up to our name and the girls had a fantastic time. Then off to the dining hall for bedtime snacks and secret sisters. I got an awesome bag full of goodies such as glow sticks, a relaxing CD and lip gloss. The bag was an awesome green and my secret sister somehow knew that I love lip stuff! Even though we don't really know who our secret sisters are until we get to camp, it was amazing just how much this sister had me pegged.

OUT OF SYNC!
(Living up to our name)

Wednesday: Woke up to a beautiful morning and ready for a hike. We split up into years. I joined my friend Aubrey and Bro. Springer and we led a small group of young women on a hike around Camp Drake. Bro. Springer showed the girls edible and poisonous plants. For the first time in my life I feel confident in pointing out poison ivy! It was so awesome though because a lot of the girls would excitedly ask Bro. Springer about everything. We constantly heard, "Bro. Springer, what is this?", "Bro. Springer, look at this!", and "Bro. Springer, what about this?" It was so cool! At one point in the hike the trail was about 8-inches wide and right on a drop off to the creek about 10 feet below. At another point the trail looked like it just stopped with a huge tree with lots of fat branches blocking the way and completely overgrown past it. But that was the trail so we had these girls climbing in and out of the tree and trudging through knee-high brush. And another point the girls approached a spider building its web right across the trail and were very respectful of the spider and made it a rule that everyone had to duck under it and let it be. Even Bro. Springer played along and bless his heart ducked down pretty low to make it under. My fat back pack barely made it, but we let that spider be. I think the hike was my favorite part of camp this year! Afterward we had another great scripture reading time about gifts of the restoration at the chapel they have there . Then they made pizzas at their campsites, so good! And then we had the first-aid relay-not my favorite part of camp. By this time the girls were not in the mood to follow the rules and have to carry pretend hurt girls all over camp drake and there was only me left to carry one of them! I was not excited about that and was mad that the girls would not play along. I thought it was such a good idea but the girls were not that excited about it. Our team came in dead last, with me being very frustrated. But Brittney did a wonderful job in planning it and the leaders were very good at being picky with the girls and their abilities of bandaging and wrapping fake injuries. After that free time then dutch oven dinners in the campsites with potatoes and pork chops, so good! And the campsite I ate at didn't make their cobblers the day before so we had apple cobbler for dessert. After dinner was skit night. This year we randomly split up the groups and gave each group an 80's song title that was to be the theme of their skit. It wasn't supposed to be a music video. The girls came up with some really great skits and I think skits are a lot easier if given a theme, not necessarily a bunch of props. So I think we will do that again. My favorite was "Footloose". The girls had a hospital clinic. The first girl came in with her hand shaking all over and the doctors pronounced, "Hand Loose" as her ailment. Then a couple more and then one of the leaders came in saying all kinds of gibberish and the doctors pronounced, "a few screws loose!" And then another leader came out shaking her bottom all over the place and the doctors pronounced, "A Loose Caboose!" The final one came out with "Foot Loose." Pretty funny stuff. And then there was an encore presentation from Out of Sync. This time we turned all the lights out at the arena and put glow sticks all over our body and danced to "Larger than Life" by the Backstreet Boys. I love the Backstreet Boys. Anyway, that was a hit and then we did our much rehearsed Emmy award winning Shovel Dance to Dancing Queen. We were a hit! Then back to the dining hall for cookies and ice cream and secret sisters. This time I got a cute bright colors knitted looking bag with some foot scrub and body wash. How did she know I still have all my mission callouses?

On the overgrown trail

Scripture reading at the chapel

Thursday: Breakfast: french toast, my favorite. Then we had our scripture reading about the gift of the Atonement. Wonderful. Then we went canoeing. The girls got to play for a while and then we had a canoe race. Our team came in third. Crossing the bridge is always a little scary, but everyone makes it safe. Then we had cheeseburgers for lunch. Afterward we had a little certification left and then off to water games. Aubrey and I were in charge of water baseball with a huge slip 'n' slide. I kind of did a slip 'n' slide but really just scooted myself a long a little. The girls had great fun with that. They also had water relays. Everyone got wet. Then it was off to free time. Thursday is always Priesthood night so the ward Priesthood leaders came out and gave short messages to their girls. And then we had Hawaiian haystacks, love them, for our Priesthood feast. After dinner is testimony meeting. I was really impressed with one young woman's testimony about how she has been praying for the last few years for help in becoming less shy and while she knows she isn't perfect at that gift, she recognizes she is getting help in improving. I was so touched! It was awesome to hear several of the young women say their favorite part of camp was the scripture reading. That has been our camp director's goal and it sure was a payoff to hear that many comment on it! After the wonderful testimony meeting we headed to the dining hall for our night time snack and secret sisters. This time I received a brown and pink bag with some post-its, note cards, and pens in it. How did my secret sister know I use post-it notes and pens as a teacher?
Crossing the bridge to Poncho Pond. Quite a scary experience!

The Canoe race at Poncho Pond

This spider was huge! You can compare it to the doorstop to get the idea. I didn't use that bathroom ever again after seeing this!

Friday: Camp clean-up. After cleaning up we gave out certification awards. We also found out who our secret sisters were. I found out that mine was a good friend of mine and she had been trying so hard all week not to tell me she was my secret sister! She said the best joy of the week was seeing my reaction to the gifts she gave me! And she also told me that while she was shopping for secret sister gifts she felt very inspired to buy certain things. She had never spent that much time looking for gifts and these were not gifts that she would normally buy. But she followed promptings she received and had a lot of fun seeing how following those promptings paid off. She was just about as excited to give me those gifts as I was to receive them!

My Secret Sister Susan (on left) and my good friend Patty! They make camp truly fun!

One thing that Denise, our fearless leader, started this year was a giving tree. We set up a Christmas tree and then laid out paper ornaments that the young women could write on telling the kind things or wonderful gifts they observed in other young women. By the end of the second day the tree was full and it was a wonderful sight to see.
What a wonderful week I got to spend with our stake young women. And my best lady friends of the stake! It was such a rewarding experience. I hope that I will continue to be able to return every year!

If you made it to the end of this post you deserve a cookie. You should go find one right now! Oh and leave a comment letting me know you made it through!

Does Tom like my singing?

A lot of you are wondering whatever happened with my audition. Well, he called one night and said that he would allow me to sing even though he hadn't heard me still and he scheduled me for July 12. Last Sunday I sang "Guide Me to Thee" from the Sabbath Song II book. I was so nervous. I don't have a natural vibrato, but I'm sure some people thought I might because I was shaking so much. I definitely thought I could do better, but it was a lot better than it would have been if I hadn't had voice lessons this last year. Anyway, people said I did well, so I guess I did ok. I always wonder though if they are just being nice. I mean, I didn't hear anything from the ward music chairman!

Bryson (my voice teacher) left this last week to move to Provo and get married. I am really sad. I was really liking taking voice lessons. At our last lesson we sang through a lot of the songs that I have sung this last year. It was awesome to end the lesson on the song I first learned and realize just how much I have improved. I really didn't notice how much my singing has improved, I mean, I definitely feel more confident in singing, especially some of the higher notes, but when I sang that song, it was so easy! I remember how much I struggled with getting all the notes and now I just belted them all out. Of course there was still room for improvement, oh but it was so fun to feel so confident in it! I will definitely miss my lessons. I am really glad I did this for me and I hope I am at least a little closer to Tom liking my singing!

Update: The music chairman came up to me this Sunday and thanked me for my musical number.

Savings win!

This post is the conclusion to the Anderson Washer and Dryer Saga of 2009. Part 1 and Part 2 were posted previously if you haven't read them already.

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After being told by the salesman at Lowe's that the best they could do was essentially to match Home Depot's price I noticed that US Appliance had renewed their $100 off coupon code for GE Appliances, which was convenient since we had our eye on a GE washer/dryer pair.

We had pretty much decided to go with US Appliance, but I figured I had come this far in asking for good deals, so why stop now? I called Home Depot, without much hope, and explained that I had found a MUCH lower price online and asked if they would they be willing to match it. The "Appliances" manager didn't even hesitate to say "Yes." With the caveat that Home Depot would charge tax where US Appliance does not. But Home Depot has free installation, unlike US Appliance. The 2 pretty much offset, and we ended up getting the washer and dryer we wanted for $113 less than the Home Depot sale price which was already 10% off their regular price! I definitely smiled because I was saving even more!

When I went to Home Depot I was preparing for them to look at me like I was some sort of criminal for ripping them off so badly, but both the Appliances manager and the employee who completed my purchase were very friendly and did not make me feel awkward at all! Home Depot customer service WIN! The washer and dryer were delivered today. Needless to say, we are very excited about our new acquisitions, even if it means we don't have to get to go to the "Launderette" anymore!


Meet "Launderette" and "Gus!"

Our laundry room doesn't look like much, but we're pretty excited to actually be able to do laundry again! (this might be the only time in my life I'm excited to do laundry!) As I mentioned earlier they are made by GE. "Launderette" is a 4.0 cubic foot capacity washer and "Gus" is a 7.0 cubic foot capacity gas dryer.¹ They were rated very highly by Consumer Reports for washing efficiency, energy efficiency and water efficiency. The only downside is the washer shakes the floor pretty badly during the spin cycle (which was the one mark against the washer at Consumer Reports). I think we can live with that. Hopefully they'll save us $$ on our energy bills!

 

¹ Sometimes when we stay up way too late we end up watching "According to Jim" on Fox, not really because we like it, but because it is on. Last night on the episode Jim created a doll that flatulates that he called "Gassy Gus". How timely!

Savings fail?

We are big fans of Dave Ramsey and the Total Money Makeover approach to financial management. During our first year of marriage we started our "makeover" and we are now out of debt (except the house and my small student loan) and we use cash/debit for our purchases.

Dave Ramsey is really big on paying cash for things, and he often talks about getting a better deal on things when paying cash since the store gets the cash up front, doesn't pay overhead to credit card companies, etc.

So we are shopping for a new washer and dryer and I thought it would be a good time to try Dave's approach. We have shopped very carefully using Consumer Reports, comparing store prices to those online, etc.

Yesterday we withdrew a substantial amount of cash from the ATM (no Bank of America branch here) and went into Lowe's to get our selected washer and dryer. We informed the salesman of our intent and showed him a price we had found online at US Appliance and asked whether they could match it. The answer was no. The manager quoted us the bottom line price, which was still $123 more than US Appliance. So we left. (Don't get me wrong, the Lowe's price was still a decent deal.)

This morning I awoke to discover that the US Appliance deal had expired, so I went to Lowe's and approached the manager. I told him I had the cash to buy our selected washer and dryer (patting the fat envelope on the counter) and asked if he could knock a little more off the price quoted the night before. He replied, "I'm not going to give you a discount just because you're paying cash." He seemed amused/annoyed that I was even asking. I said, "Even though you will have to pay 3%-5% if I pay with my credit card?" He said, "I don't care about that." I said, "OK" and walked out of the store while he apologized. He can let the money walk out the door - it's not my problem (turns out the US Appliance deal is back on again anyway, so we'll likely do that).

In essence, this is what I heard from the manager, "I know that you are going to save me money by paying with cash, but I am not willing to pass any of those savings on to you." OK, well that's fine but I'm still going to buy the appliances at the cheaper place. I definitely wasn't expecting him to say, "Oh, sure I'll cut 10% off the price." But even a small discount for me would be awesome and would go a long way toward me being a repeat customer, and I would tell everyone how awesome Lowe's is. But now I'm instead telling you how much I dislike them. Oh well.

As I've thought about it, I've come to see it two ways.

Reasons he should offer a slight discount to me:

1. He's saving 3%-5%
2. The company immediately gets the cash assets, as opposed to a monthly payment
3. Better for me to spend my money there than elsewhere

However, there are some good reasons why he didn't give me the deal

1. He's the manager, and my purchase doesn't affect his paycheck.
2. Most people who shop for washers and dryers NEED them - it's not often a whimsical purchase. So he knows there's a good chance I'll be back to pay his reasonable price.
3. "The establishment" makes it difficult for them to make "exceptions" for individual customers.
4. In the case of a washer and dryer, he knew that no one else in town had a lower price on those models (Home Depot was the same price). If it were a custom job, like counter tops or carpet, he isn't as confident that he's the lowest in town and may be more likely to give me a better price.

So what do you think? Is it crazy to think I might get a discount on a large purchase just for paying cash? Is the Lowe's manager dumb to turn me away? Or is this a case of "Dave Ramsey fail?" Or is it just not the right situation to apply Dave's cash tactic? Should the system reward financing purchases while offering no advantage to those willing to pay cash?

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Side note: The large ATM withdrawal prompted a freeze on our debit card, email notification of suspicious activity, and multiple phone calls from Bank of America (within hours of the withdrawal). Score one for them for customer protection!! The irony is, I went and deposited the money back in our local bank account. Too funny.